¨       Twenty-nine percent (29%) of credit reports contain serious errors, false delinquencies, or accounts that did not belong to the consumer.

¨       Forty-one percent (41%) of credit reports contain demographic information that was misspelled, outdated or incorrect.

¨       Twenty percent (20%) of credit reports were missing major credit, loan, mortgage or other information to demonstrate the credit worthiness of the consumer.

¨       Twenty-six percent (26%) of credit reports contain accounts that were closed by the consumer but incorrectly listed as open (or) “closed by credit grantor”.

¨       Altogether, seventy percent (70%) of credit reports contain errors or mistakes.